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By myfirstcho6600809, Nov 12 2019 06:52PM

Whether you’ve recently refinanced or purchased a loan through us years ago, please accept this personal invitation to stay in touch!


Let’s face it: your financial goals, income, housing needs, family size, debts and dreams have probably changed somewhat over the years.


Current interest rates may be lower than the loan you now have.


That alone is reason enough to look into restricting your mortgage!


An “Annual Mortgage Review” with us ensures that your current mortgage and home equity are working to meet your present needs.


Now is the time to consider home financing or refinancing at today’s LOW RATES!


We can help you get the $50,000, $100,000, $200,000 or more than you need to move into your dream home, pay off your debts, make investments, fund home improvements or college expenses or even expand your business!


Or perhaps you’d just like to lower your monthly payment and or reduce your term.


Need a home loan? Need cash?


As your mortgage professional, we can help create opportunities for wealth-building, financial security or just help you make ends meet in a crunch.


Call About Our FREE “Annual Mortgage Review” Today!


No Cost! No Risk! No Obligation!



By myfirstcho6600809, Nov 4 2019 06:24PM

Your home is a huge financial investment, and any money you put toward it should not only increase your enjoyment of the home now, but also add value that you’ll recoup when you sell.


According to the Zillow Group Consumer Housing Trends Report 2018, sellers make an average of 2.2 renovations or improvements before selling. And 79% of sellers make at least one improvement, which means that only 21% list their home as-is.


If you’re considering a remodeling project, the following 10 home improvements provide the best return on investments for home nationwide, according to Remodeling magazine’s 2019 Cost vs. Value report


Garage door replacement

Cost: $3,600

Resale: $3,520

Recoup: 97.5%


Manufacturer stone veneer

Cost: $8,907

Resale: $8,449

Recoup: 94.9%


Minor kitchen remodel

Cost: 22,507

Resale: 18,123

Recoup: 80.5%


Deck addition (wood)

Cost: $13,333

Resale: $10,083

Recoup: 75.6%


Sliding replacement

Cost: $16,.36

Resale: $12,119

Recoup: 75.6%


Entry door replacement (steel)

Cost: $1,826

Resale: $1,368

Recoup: 74.9%


Window replacement (vinyl)

Cost: $16,082

Resale: $12,332

Recoup: 73.4%


Window replacement (wood)

Cost: $20,526

Resale: $14,530

Recoup: 70.8%


Deck addition (composite)

Cost: $19,150

Resale: $13,232

Recoup: 69.1%


We can discuss the best financial options available to suit your project and your budget.


Call Today!


By myfirstcho6600809, Oct 28 2019 09:44PM

While self-employed certainly has its challenges, obtaining a home mortgage shouldn’t be one of them.

Self-employment has been growing in popularity over the years and the trend shows no sign of slowing down.

If you joined the millions of workers who value career flexibility over climbing the corporate ladder, Congratulations!

When you’re considering that home purchase, it’s important to keep in mind what lenders are looking for:

A steady, stable and increasing income gives the lender confidence that your business is suitable for the long haul.

Good credit and a good payment history show the lender that you’re a good risk.

Cash reserves sufficient to carry you through inevitable periods of income fluctuations indicate to the lender that you understand the importance of being pro-active with your financial success.

A significant down payment can offer more assurance to lenders if income qualifications are tight.

We can help you navigate the road to homeownership!

Give us a call today!

By myfirstcho6600809, Oct 21 2019 06:37PM

Want to add that master bedroom suite, luxury pool and deck, or spacious family room?

Thanks to our exceptional mortgage service, you could be good to go!

We’ll help you “add value” to your property whether you’re buying, selling or staying!

Minor “Home Rehab” Starts Here!

We’ll show you how you can quickly and easily fund improvements, such as a roof replacement, upgrading your central heating or air conditioning systems, updating your kitchen or home appliances, painting, adding or repairing decks, and so much more.

“Remodeling” is On the Rise!

A survey conducted by The National Association of Realtors ® revealed that, although 97 percent of recent home buyers were satisfied with their purchase, most wanted to make changes of some kind.

In fact, within three months of their months of their home purchases, 53 percent of buyers undertook a home improvement project!

The top preferences included: central air conditioning, an “eat in” kitchen, a living room, a dining room, an en-suite bathroom in the master bedroom, larger closets and additional storage.

What are YOUR home preferences?

We’ll all about helping you achieve your personal goals through our customized home financing services.

Call us now for your Complimentary Mortgage Consultation!

By myfirstcho6600809, Oct 16 2019 06:19PM

Homebuyers often find themselves the “perfect home” and forget that finding the “perfect mortgage” is just as important! Others get so wrapped up in rates, they overlook important aspects of getting the loan that’s right for them. We can help!

STEP 1 - CALL US FIRST & SAVE!

Don’t make the mistake of shopping for a home without looking for the loan FIRST. Let us help you get the loan process so you know exactly what price range of homes you should be looking for. This is a huge time saver!

We can go over your loan options with you for your exact situation. With this knowledge you can shop for a home with less stress and more confidence!

STEP 2 - GET ASSURANCE OF LOW RATES!

We stay up to date on the latest rate trends and programs.

When you work with us, we will find the rate and program that best suits your financial needs & goals.

STEP 3 – GET TERMS AND FEATURES THAT WORK TO YOUR ADVANTAGE!

While it may be tempting to select a loan based solely on interest rates, there’s a lot more to it than that. We’ll help you analyze specific loan terms and features as they relate to your personal financial goals. That’s really the only way to be sure it’s the ideal match for you and to accurately determine the overall cost of the loan.

FOR PURCHASE LOANS, REFINANCING, OR DEBT CONSOLIDATION, GIVE US A CALL TODAY!!

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